Open Enrollment for Retirees

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Open Enrollment for 2024 Insurance Benefits runs from Wednesday, November 8th through Wednesday, November 15th. An enrollment packet, including a personalized insurance enrollment form, a 2024 retiree benefit reference guide and a letter explaining changes will be mailed to you the week of October 23rd. If you are making changes to your enrollment, your form must be postmarked no later than November 15th. 

Key things to keep in mind

  • All plans for early retiree medical, regular retiree medical and retiree dental are changing in 2024.
  • Your personal enrollment form will list the plan we have mapped you to which most closely matched the plan you were on in 2023.
  • We have moved from 2 tier options (single and family only) to 4 tier options for early retiree medical and all retiree dental in 2024. You will be mapped to the tier that meets your current family enrollment status. If you are making changes to your dependent enrollment, you will need to return your personal enrollment form.
  • If you are not making any changes, you do not need to complete the enrollment form and the coverage shown on your form will be the plan you will be moved to for 2024.  
  • Please note: The rates on the enrollment forms in your packets are reflecting the final rates for 2024. Please update your payment details, if applicable for 2024, with these rates. 
  • If you pay your invoices for premiums via check or bank bill-pay, you must always include your invoice number on your payment. Please note, these numbers change every quarter. 
  • Retirees or dependents currently enrolled in either the HealthPartners Journey or Retiree National Choice or the BCBS Standard plans will automatically be enrolled to our new UHC Premier Plan. 
  • Retirees currently enrolled in the BCBS Classic plan will automatically be enrolled to our new UHC Standard Plan. You will need to return your personal enrollment form if you intend to move to the Premier Plan.
  • If you are a retiree with dependents under age 65 (spouse or children), those dependents will be moving to Blue Cross Blue Shield of Minnesota, Ramsey County Broad Network plan. Retirees with dependents not Medicare eligible will only be able to enroll in the UHC Premier plan and will have the optoin to move to the UHC Standard plan when all dependents are eligible for Medicare. 
  • If you have questions on premiums, eligibility or adding / dropping coverage, contact April Kirchoff at 651 266-2731.
  • If you wish to enroll in quarterly auto payment of insurance premiums, complete the Direct Debit Form here and return via email to April or mail it to: 121 7th Place E, Suite 4000, Saint Paul, MN 55101
  • Ramsey County invoices may now be paid online! Please visit ramseycounty.us/PayInvoices for more information. You will need your Customer Number and Invoice Number to complete your transaction.
  • If you need to change your address email April or leave a voicemail with the address change at: 651 266-2731.
  • All calls will be answered as soon as possible. Your patience is appreciated!

Medical Insurance Options for Regular Retirees

Ramsey County will move to United Health Care for 2024 regular retiree medical insurance plans. You will receive an announcement letter from UHC as well as a disenrollment letter for the plan you were enrolled in 2023, on or around October 9th. 

United Health Care has a dedicated phone line to answer your questions on the Medicare Advantage plans, call 1-844-588-5872, TTY 711 or go online and visit the webiste: retiree.uhc.com/ramseycountymn.

View a recorded presentation explaining these benefits: 2024 United Health Care Benefits Presentation

2024 UnitedHealthcare Premier and Standard Plans

BCBS Broad Plan for retirees formerly on HealthPartners Major Medical

MetLife Dental Plans-new in 2024

Ramsey County’s dental program will be provided by MetLife in 2024. Retirees who elected coverage at the time of retirement and are currently enrolled in a dental plan will have the opportunity choose either of the MetLife dental plans in 2024.

View Dental Open Enrollment presentation

Dental Plan Benefits Comparison Chart (PDF)

 

MetLife Select Plan

MetLife Open Plan

Information for Early Retirees

Ramsey County will offer Early Retirees and their families the Blue Cross Blue Shield Broad Plan in 2024. There will be 4 coverage tiers to choose from for this plan. The overall premiums for most Early Retiree plans will decrease in 2024. More information is available on the employee open enrollment page 2024 Employee Open Enrollment.