Home Improvement Programs

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Ramsey County offers help to homeowners with energy efficiency, weatherization and repair projects.

Note: Deferred loans do not have interest or monthly payments. In the case of the energy loan and the rehab loan for low-income households, the loan must be repaid only when the homeowner refinances, sells, transfers interest or moves from the property within ten years after the loan is made. This deferred loan also decreases at the rate of 10 percent per year after the first year, and will be totally forgiven after the tenth year.

Critical repair program

Energy conservation deferred loan program

Residential rehab deferred loan program

Minnesota Housing programs